Second Property
Do you have a second home or other properties that you own but let for rental income?
We understand that a second home or a second property requires a big investment, but you cannot always be there to keep an eye on it. We Insure Extra can give you access to cover which will secure your properties against theft or damage whether you're there or not.
Let us help you get peace of mind by assisting you to secure your investment so that your finances aren‘t affected if you suffer a loss.
Each policy is a stand-alone policy.
The policies are not connected to your existing insurance or your existing policy renewal date.
Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 hours working hours.
Landlord‘s Legal & Rent Guarantee
ONLY £129.99 - including 9.5% IPT (12 Month Policy)
If you have a large portfolio of properties or just the one property that you rely upon for that extra income, then this Landlords Legal and Rent Guarantee insurance is the best thing for you!
You will always try aim to find the best tenants possible, whether they be private tenants or recommended through the estate agents. However even the best tenant may let you down. If your tenants fail to keep up with their monthly rental charge, this could have serious implications on your financial well being especially if you have mortgages to pay on your properties.
In this situation, any vetting procedures may prove to be unsatisfactory. You may possibly be forced to agree to receive your monthly rental payment in the following month or over a number of months. However the same can happen the following month and you could face the horrible situation of finding that you are left out of pocket if your tenants escape without paying their agreed monthly rent.
Thanks to We Insure Extra, we can help you to purchase the perfect solution for all the issues relating to your rental income. The Rent Guarantee Insurance can help protect you by providing rent arrears cover.
This insurance will also cover you if you wish to proceed down the legal route to remove tenants from your property or to recover arrears from your tenants.
ONLY £129.99 - including 6% IPT (12 Month Policy)
Stand-alone policy
This policy has no connection to any existing insurance you may have or any existing policy renewal date
Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours
Landlords Legal Expense
ONLY £44.99 - including 9.5% IPT
Evicting a tenant is the last resort for a landlord but is sometimes the best thing to do. The period of time required to successfully remove a tenant from your property can be unpredictable but can take weeks, even months to complete. During this period of time, you will be losing your rental income and your property is at risk of being damaged.
We Insure Extra can help make this process simple and stress free by providing access to this great Landlords Legal Expenses Insurance. With this cover in place, you are guaranteed to receive expert legal advice together with the expensive solicitor’s fees all provided for.
Save time, money and effort and purchase this cover today!
The policy provides cover for the following:
Handling of the entire process of eviction
Reovery of any damage to your property
Eviction of any unauthrised occupier
Legal advice
Maximum of £50,000 in legal expenses for eviction
Ensuring vacant possession of your property
Repossession
Nuisance & Trespass
Accomadation costs
ONLY £44.99 - including 6% IPT
Stand-alone policy
This policy is not connected to your existing insurance or your vehicle’s existing policy renewal date.This policy is not connected to your existing motor insurance or your vehicle’s existing policy renewal date.This policy is not connected to your existing motor insurance or your vehicle’s existing policy renewal date.
Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within 48 working hours.
Landlord‘s Excess Protection
The life of a landlord can be stressful, having to make sure that your investment and income are both secure and not being mistreated by your tenants.
This Landlords Home Excess Protection will cover your excess payment should you have to make a claim on your home insurance. If the unfortunate event occurs where your tenants cause damage to your property or accidentally cause fire damage, you will be forced to make a claim on your home insurance. Having this policy in place means that you will not be left out of pocket by having to pay your excess when making your claim.
Cover is provided for the reimbursement of the excess applicable under your home insurance policy for which you are responsible following the successful settlement of a physical damage claim arising as a result of accidental damage, fire, theft or vandalism.
Cover Limits available:
£200 in any one policy period - £33.99 including 9.5% IPT
£250 in any one policy period - £34.99 including 9.5% IPT
£300 in any one policy period - £36.99 including 9.5% IPT
£500 in any one policy period - £47.99 including 9.5% IPT
£750 in any one policy period - £56.99 including 9.5% IPT
£1,000 in any one policy period - £74.99 including 9.5% IPT
Stand-alone policy
This policy has no connection to any existing insurance you may have or any existing policy renewal date
Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours
Foreign property legal expenses
Owning a property overseas can be difficult to maintain and safeguard, especially when you only make use of your overseas accommodation a few times a year.
We Insure Extra can help you to protect your property by providing access to a policy which will cover instances of damage and vandalism.
The key features of the policy are:
Cover provided against any costly or complicated legal fines, which could be caused by disputes in foreign countries.
All properties within Europe are covered
Cover provided for any issues relating to UK tax investigations relating to your overseas property
Cover provided for any tax costs for claims made against you in a UK court relating to your overseas property
Some polices may also provide the following: (please check policy documentation)
Any personal injury claims against the individual or organisation
Cover against any actions for nuisance or trespass against neighbours relating to the overseas property
Removal of unauthorised persons living in your overseas property
Cover provided to recover any outstanding rental income from the overseas property
Access to a free legal advice helpline for the property
Cover for any disputed ownership or management of the overseas property
Cover against any civil or criminal proceedings related to the property ownership
Stand-alone policy
This policy has no connection to any existing insurance you may have or any existing policy renewal date
Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours
Landlord‘s emergency cover
An unforeseen emergency within your rental property could be a huge financial calamity and very time consuming for you as a landlord. It is not always the boiler in your property that may break down but also other problems such as issues with the drainage system, power supply, and plumbing or even lost keys; all of which can cause great inconveniences.
We understand the frustration that you as a landlord and your tenants can face when the property becomes unsafe to reside in. For this reason, the Landlord’s Emergency cover policy that we can arrange for you will be at your disposal should a problem materialise.
No one can predict the future which is why it is always best to plan ahead and have the correct protection in place to ensure that both your rental property and rental income are safeguarded. This policy will give you complete peace of mind and will ensure that your tenants live safely and happily within your property and that your reputation remains intact.
The following key items are covered by this policy:
Boiler failure
Frozen or burst pipes
Blocked drainage systems
Plumbing issues
Damage or failure of the toilet unit
Pest infestation
Home security - includes all locks & windows
Loss of electric power supply
Key loss of your home
The policy includes:
Unlimited claims
2 hours of labour
Nil policy excess
Call out charges
All works guaranteed for 12 months
Alternative accommodation for tenants total cost up to £250 Parts & materials up to ‘
Stand-alone policy
This policy has no connection to any existing insurance you may have or any existing policy renewal date
Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours
Landlord‘s holiday lets legal expenses
We Insure Extra are giving the owners of holiday homes in the UK the chance to cover the legal expenses associated with their homes, caravans and chalets. If a holiday let landlord becomes involved in a dispute regarding their overseas investment with potential legal action necessary, this can be a very expensive and time consuming process.
This policy has been designed to offer complete guidance and peace of mind if the chance of taking legal action regarding your holiday lets becomes inevitable.
This policy provides the following cover:
Handling of the eviction process
Recovery of any damage to your property by guests/tenants
Eviction of any unauthorised occupier
Legal advice
Maximum of £50,000 legal costs per claim
Ensuring vacant possession of your property
The prosecution and complete defence costs against any persons disturbing your legal rights regarding your home (landlord disputes are included)
Complete defence against costs of representation for any tax enquires by the Inland Revenue.
Each policy is a stand-alone policy
The policies are not connected to your existing insurance or your existing policy renewal date.This policy is not connected to your existing motor insurance or your vehicle’s existing policy renewal date.This policy is not connected to your existing motor insurance or your vehicle’s existing policy renewal date.
Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 hours few working hours.
Tenant‘s Legal Expenses Insurance
This policy is designed to provide tenants with specialised legal protection to cover instances of disputes with landlords regarding their tenancy agreement. With this cover in place, both you and all members of your household will be protected andyou will be provided with details of a legal advice helpline to ensure that any questions you may have are answered promptly.
This policy includes the following:
All cover is for the risks to the tenants and members of their household.
The prosecution and complete defence costs against any persons disturbing your legal rights regarding your home including landlord disputes.
Complete defence against costs of representation for any tax enquires by the Inland Revenue.
The prosecution costs regarding any goods, services and data protection disputes.
This policy also protects your employment rights, in the case you are ill-treated by your employer Costs of any legal proceedings through legal channels for any personal injury Limit of indemnity is £50,000 - this is the maximum amount payable.
With professional advice available around the clock, 365 days a year, don‘t delay - take this cover today to protect your legal rights.
Stand-alone policy
This policy has no connection to any existing insurance you may have or any existing policy renewal date
Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours
Tenant‘s liability cover
This policy is designed to give the tenant of any rented property complete peace of mind whilst living in a rented accommodation. Under this policy you are protected against any accidental damage you may cause to your landlord‘s property or possessions.
Generally when you rent a property, the landlord may request a deposit or an extra couple of month‘s worth of rental payments. This normally isn‘t just to cover instances where you may not be able to keep up with the monthly payments, but it would be held by the landlord until such time that you wish to end your tenancy. If it is deemed that there is damage caused by you to your landlord‘s property, this money would be used to cover the costs of repairs to the property.
The cover provided under this policy will ensure that you have protection in place against any unexpected damage bills during or at the end of your tenancy period. You don‘t have to wait until the end of the tenancy - you can simply make a claim whilst you are still living in the property to ensure your pocket is safe.
Take advantage of this cover today, and live in peace with the cover We Insure Extra can arrange for you.
Stand-alone policy
This policy has no connection to any existing insurance you may have or any existing policy renewal date
Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours