Terms & Conditions
Please Read These Terms Carefully before you use this website
This website is owned and operated by We Insure Excess Ltd. The quote system for certain products on this site is owned and operated by Seopa Ltd We Insure Extra therefore introduce business to Seopa Ltd.
We Insure Extra Ltd is a trading of We Insure Extra who are an appointed representative of EvolveU (UK) Ltd which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (http://www.fca.org.uk/register) under reference registration number 607575.
Seopa Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (http://www.fca.org.uk/register) under reference registration number 313860.
Use Of Content
You will ensure and must satisfy yourself that your systems and resources are suitable and perform sufficiently well to use our Website. We are not responsible for any technical or other issues that may arise if you download software or upgrade your browser software to enhance your usage of the Website.
You acknowledge that the information and material contained on the website may not be error free and may contain defects. You will rely on your expertise and judgement to ensure that the information and material contained on the Website and any output from it is suited to your needs and purposes.
We will only use the documentation and information that you have access to on this Website or supplied by We Insure Extra, to support your own business. You are not allowed to give, reproduce or transfer materials to any third parties, including advisers not within your firm, whatsoever for remuneration or otherwise.
You must not deliberately distribute software viruses (or other such harmful software), unsolicited email, nor gain (or attempt to gain) unauthorised access into any part of this website.
From time to time we may provide services through the Website where the download time may vary considerably between the types of content, you agree that you are wholly liable and responsible for any telephone call and/or other charges incurred in downloading the same.
You may not do any of the following without prior written permission from us:
- remove the copyright or trade mark notice(s) from any copies of content downloaded from the website;
- create a database in electronic or structured manual form by systematically downloading and storing all or any of the content;
- impersonate another person or use a false name or a name you are unauthorised to use or create a false identity or e-mail address or try to mislead others as to the identity or origin of any communications; or
- damage, interfere with or disrupt access to the Website or do anything, which may interrupt or impair its functionality.
We take all such steps as are reasonably necessary to provide a fast and reliable website, but exclude to the fullest extent permitted by law any liability for the security of the services on the Website or for any disruption of the Website however caused, loss of or corruption of any material in transit, or loss of or corruption of material when downloaded onto any computer systems.
We provide access to the Website on an ‘as is’ basis and make no representations or warranties of any kind as to the Website or the content. We make no representations or warranties about the accuracy, completeness or suitability for any purpose of the content published on the Website. Any liability however it occurs, for any such inaccuracies or errors are expressly excluded to the fullest extent permitted by law.
A person who is not a party to this Agreement may not exercise any rights under the Contracts (Rights of Third Parties) Act 1999.
We will not in any circumstances be liable, whether in contract (by way of indemnity or otherwise), tort (including negligence and breach of statutory duty), restitution or otherwise for loss of profits, loss of contracts, loss of revenue, loss of data, loss of use of equipment or process, loss of anticipated earnings or savings, or wasted management time each one howsoever arising and whether or not we have been informed of the potential loss or damage arising and whether incurred directly, indirectly or consequentially by you or any third party.
We will not be liable for any unavailability of our services where it is caused by circumstances outside our reasonable control.
Material Intellectual Property Rights
All rights and interests in all intellectual property in all materials and all concepts within or downloaded from the website or provided directly from We Insure Extra (including but not limited to its design, structure, narrative, graphics, expertise, software and its source code) will remain our property at all times. You gain no ownership of material and are solely licensed to use the Materials whilst these terms exist.
The Website may contain advertising. Advertisers are responsible for ensuring that material submitted for inclusion on the Website complies with applicable laws, codes and regulations. We exclude to the fullest extent permitted by law any responsibility for any error or inaccuracy appearing in any advertising material.
We use Quotezone trading name of Seopa Ltd for insurance comparison quotes. EvolveU UK Ltd has given us permission to introduce customers to Seopa trading as Quotezone. We Insure Extra also quote for specialist policies via Spencer Hayes Insurance.
Competitions and Prize Draws
We may from time to time run competitions, free prize draws and/or other promotions on the Website. These will be subject to additional Terms and Conditions that will be made known to you at the relevant time.
Changes to this Policy
We may terminate the provision of our Website or restrict your access without any prior notice to you where (by way of example and without limitation):
- there is a regulatory or statutory change limiting our ability to provide a Website;
- any event beyond our reasonable control prevents us from continuing to provide a Website; or
We Insure Extra, Unit 18, Phoenix Industrial Estate, Dudley Road West, Oldbury, West Midlands, B69 2PJ
Law & Jurisdiction