Motor

Replacing a damaged tyre on your car, van, motorhome or motorbike can be very expensive. It is predominantly frustrating if the replacement is due to no fault of your own. The reality is that this can happen to anyone anywhere.

This Insurance will contribute towards the cost of the repair or replacement of the tyres fitted to your vehicle that have sustained either accidental or malicious damage.

This Insurance covers all types of tyres, including winter tyres, provided that these are in accordance with the manufacturer‘s original specification and within legal limits. Cover is available for passenger cars, light 4 wheel commercial vehicles, motorhomes and motorcycles.

What is Covered:

Accidental or malicious tyre damage

Maximum of 5 new tyres on cars

Maximum of 5 new tyres on vans

Maximum of 2 new tyres on motorbikes

Includes cost of puncture repairs

Accidental Damage

Cover is provided for the replacement or repair of damaged tyres including the cost of replacement of valve and wheel balancing.

Malicious Damage

Cover is provided for the cost of repair or replacement of tyres that have sustained malicious damage. To claim under this section of this Insurance you must report the incident to the police, and quote your crime reference number on your claim form.

Punctures

Cover is provided for the cost of repairing punctured tyres up to a maximum £50.00.

Cover options available

Tyres up to 18 inch - £79.99 including 9.5% IPT

Tyres over 18 inch - £119.99 including 9.5% IPT

Run Flats - £249.99 including 9.5% IPT

Motorcycle tyres - £79.99 including 9.5% IPT

Van tyres - £79.99 including 9.5% IPT

Motorhome tyres - £79.99 including 9.5% IPT

Roadside Assistance

If you need to call out help to assist you in dealing with an incident covered by the above, this policy will pay up to £30.00 towards the cost incurred. The Geographic area will be extended to Mainland Europe for up to a maximum of 60 days in any

European Cover one trip.

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

Most insurance policies usually come with an excess, this is the amount you‘ll have to pay if you make a claim.

As a taxi driver, you are likely to be on the road for the majority of your working life. Even the most careful taxi drivers are at risk of an accident, whether it be a fault or non fault incident.

If you face the unfortunate situation of having to make a claim on your insurance policy due to an accident which is your fault or because you are hit by an uninsured driver, you will usually be liable to make an excess payment.

This Taxi Excess Protection cover that we are able to access will ensure that any excess payment that you are responsible to pay will be refunded back to you in full, up to your policy limit, in the event of an accident which has been deemed your fault, or a claim made in the event of fire, theft or vandalism to your taxi.

This cover is available for individual taxi drivers including self employed private drivers and drivers who are employed by a firm. Cover is also available for taxi bases who wish to purchase this policy to cover each of their employed taxi drivers.

The excess on any insurance policy is applicable if you make any of the following types of claims:
Road traffic accident (non-fault)
Road traffic accident (fault)
Road traffic accident where liability is disputed
Theft claim on your vehicle
Vandalism claim on your vehicle
Flood damage on your vehicle
Any claim where you have to involve your insure
Fire claim on your vehicle

Example: If you take out a taxi insurance policy with an excess of £500 and you have an accident that causes £3,000 of damage to your taxi but your vehicle is repairable, YOU will have to pay the repairing garage the excess of £500 and the remainder £2,500 will be paid by your insurer.

However if your vehicle is deemed a total loss after an accident and your vehicle is valued by your insurer at its market value of £2,000 and your excess is £1,000; your insurer will send you a payment for only £1,000 and they will automatically deduct your excess. This could leave you in the unfortunate situation of not being able to replace your vehicle unless you personally reimburse the difference deducted.

By taking out this Taxi Excess Protect insurance, you can protect yourself against some or all of this excess, depending on the level of excess reimbursement cover selected.

Cover Limits available
Up to £300 in any one policy period - £37.99 including 9.5% IPT
Up to £500 in any one policy period - £54.99 including 9.5% IPT
Up to £750 in any one policy period - £79.99 including 9.5% IPT
Up to £1,000 in any one policy period £99.99 including 9.5% IPT
Up to £1,500 in any one policy period £119.99 including 9.5% IPT
Up to £2,000 in any one policy period £149.99 including 9.5% IPT
Buy your policy online now!
Motor Excess Protection is available for the following types of vehicles:
Private Vehicle Excess Protection
Motorbike Excess Protection
Driving Instructor Excess Protection
Motor Home Excess Protection
Commercial Vehicle Excess Protection
Taxi Excess Protection
Fleet Vehicle Excess Protection

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

If your vehicle is off the road following an accident it can be a horrible experience to find that because you've claimed under your motor insurance policy you have to pay an excess; which can often be hundreds of pounds.

Most insurance policies usually come with an excess, this is the amount you‘ll have to pay if you make a claim.

The excess on any insurance policy is applicable if you make any of the following types of claims:
Road traffic accident (non-fault)
Road traffic accident (fault)
Road traffic accident where liability is disputed
Fire claim on your vehicle
Theft claim on your vehicle
Vandalism claim on your vehicle
Flood damage on your vehicle
Any claim where you have to involve your insurer

Example:

If you take out a motor insurance policy with an excess of £500 and you have an accident that causes £3,000 of damage to your car but your vehicle is repairable, YOU will have to pay the repairing garage the excess of £500 and the remainder £2,500 will be paid by your insurer.

However if your vehicle is deemed a total loss after an accident and your vehicle is valued by your insurer at its market value of £2,000 and your excess is £1,000; your insurer will send you a payment for only £1,000 and they will automatically deduct your excess. This could leave you in the unfortunate situation of not being able to replace your vehicle unless you personally reimburse the difference deducted.

By taking out this Motor Excess Protect insurance, you can protect yourself against some or all of this excess, depending on the level of excess reimbursement cover selected.

Cover Limits available
Up to £300 in any one policy period - £32.99 including 9.5% IPT
Up to £500 in any one policy period - £42.99 including 9.5% IPT
Up to £750 in any one policy period - £54.99 including 9.5% IPT
Up to £1,000 in any one policy period - £69.99 including 9.5% IPT
Up to £1,500 in any one policy period - £99.99 including 9.5% IPT
Up to £2,000 in any one policy period - £119.99 including 9.5% IPT

Buy your policy online now!

Motor Excess Protection is available for the following types of vehicles:
Private Vehicle Excess Protection
Motor Bike Excess Protection
Driving Instructor Excess Protection
Motor Home Excess Protection
Commercial Vehicle Excess Protection
Fleet Vehicle Excess Protection
Taxi Excess Protection

Stand-alone policy

This policy has no connection to any existing insurance you may have or any existing policy renewal date

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

ONLY £49.99 - including 9.5% IPT
 

When you present your vehicle for its next MOT at a choice of your garage, there is a chance it could FAIL its MOT. This policy has been designed to keep your MOT expenses and losses to a minimum by paying for the repair of your vehicle in the event that your vehicle does not pass its MOT.
All types of vehicles are covered including commercial vehicles (vans) weighing under 3,500kg and motorbikes.
 

The policy will cover up to £650 (car or van) in total for your MOT failure cost, including for parts, labour and VAT.
 

The policy will cover up to £500 in total for your Motorbike MOT failure costs.
 

This Insurance will contribute to the repair or replacement of the Components listed under ‘What is Covered’ where they are shown as failing to meet current MOT standards on a Refusal of Issue of a MOT test certificate (VT30) form.
 

Example:

You have booked your vehicle for its annual MOT at your chosen garage.  Following the MOT test the vehicle fails. The MOT garage will issue you with a (VT30) MOT failure form which will list the reasons for failure.
 

The cost to rectify your vehicle’s failed MOT will be calculated by the MOT garage and this may total to the following;

Parts: £350.00
Labour to fit parts: £150.00
Subtotal: £500.00
VAT: £100.00
TOTAL: £600.00
 

With this MOT failure insurance, the policy will pay the MOT garage all the above.
 

What Is Covered?
 
Car and Van cover (aggregate claims limit £650)

Lighting and Electrical

Headlights and adjustment,(excluding corroded or damaged adjustments) front end and rear side lights, brake lights, rear fog lights, hazard warning lights and controls, direction indicator lights and controls, front windscreen wiper mechanism (excluding wiper blades), horn and switch, lighting equipment is covered for failure due to discolouration, misalignment, corrosion and water ingress, damage caused by impact, accident or vandalism is not included.
 
Steering and Suspension
Wheel bearings, steering system (including power assisted steering) transmission shafts (excluding gaiters), front and rear suspension, shock absorbers, track control arms, kingpins, ball joints and wheel alignment.


Braking System
Service brake and hand brake (including failure due to seizure, cracks and leakage), ABS system (the warning light sequence when interrogated). Friction Components – brake shoes, pads, discs and drums are not covered by this Insurance.

Fuel System
Fuel leakage from tank or pipes (unless caused by accidental or impact damage or corrosion), fuel injection system and ECU are covered for failure to meet MOT exhaust gas emissions standards.
 


Seating and Security
Operation and security of the seatbelt system and mountings.

Motorbike cover (aggregate claims limit £500)

Lighting & Electrical
Headlights, headlight adjustment, front and rear sidelights, brake lights, direction indicator lights and controls, horn and switch. Lighting equipment is covered for failure due to discolouration, misalignment, corrosion and water ingress. Cover does not extend to damage from an accident, vandalism or impact.

Steering & Suspension
Wheel bearings (front & rear), transmission shafts, front and rear suspension and shock absorbers.

Braking System
Front brake and rear brake (failure due to seizure, cracks and leakage). Friction Components - brake shoes, pads, drums and discs are service items which cannot be covered.

Fuel System
Fuel leakage from tank or pipes (except where caused by corrosion, impact or accident). carburettor and injection Components and ECU replacement are covered due to failure to meet MOT exhaust gas emission standards.

ONLY £49.99 - including 9.5% IPT

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

If you buy a brand new car and decide to pay a small deposit initially and pay the remaining balance in instalments then this cover could save you loads in the event of an accident or damage to the car!

Gap insurance covers the difference (or gap) between what the car is worth and what you owe on the car. It comes into play if your car is stolen or totalled (damaged to the point that repair would cost more than the car is worth) while you are still making payments.

For example, if you buy a new car for £20,000. You pay £500 as your deposit and your monthly payments are £350. Six months after buying your car, it is involved in an accident and is deemed totally damaged. The insurance company determines that your six-month-old car is now worth only £16,500.

They will pay you that amount (less your excess if the accident is your fault). Or the responsible insurer will pay you based on the market value of your vehicle on the date of accident of your vehicle. You've made six monthly payments plus your deposit, for a total of £2,600 and you still owe £17,400 on the car.

In a case like this, gap insurance would pay the £900 difference between what your insurance company have offered to pay (£16,500) and what you still owe on the car (£17,400).

If you did not have gap insurance, the extra £900 would have to come out of your pocket.

Eligibility:
You are the owner or the registered keeper of the vehicle;
You have paid the insurance premium for this policy;
The value of your vehicle resembles with the cover selected
Your vehicle was under 8 years old at the start date of this policy;
Your vehicle is covered by a motor insurance policy;
Your vehicle is registered in the United Kingdom;
Your vehicle was not purchased via a private sale;
Your vehicle is shown in Glass's Guide;
Your vehicle is not used for rental purposes or financed on a contract hire or leasing agreement;

Cover range from value £10,000.00 – 24 months for £99.99 including 9.5% IPT (claim limit £5,000.00)
To
Cover range to value £50,000.00 – 36 months for £199.99 including 9.5% IPT (claim limit £15,000.00)

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

If your vehicle is off the road following an accident it can be a horrible experience to find that because you've claimed under your motor insurance policy you have to pay an excess; which can often be hundreds of pounds.

Commercial Vehicle Excess Protection is very beneficial for companies who employ one or more drivers to use their company vehicles.

If your driver hits another vehicle, this can result in a loss to the company in way of the excess that is required to be paid. This policy will help to secure the company’s finances by paying the excess.

Most insurance policies usually come with an excess, this is the amount you’ll have to pay if you make a claim.
 

The excess on any insurance policy is applicable if you make any of the following types of claims:

Road traffic accident (non-fault)
Road traffic accident (fault)
Road traffic accident where liability is disputed
Fire claim on your vehicle
Theft claim on your vehicle
Vandalism claim on your vehicle
Flood damage on your vehicle
Any claim where you have to involve your Insurer
 

Example:

If you take out a motor insurance policy with an excess of £500 and you have an accident that causes £3,000 of damage to your vehicle but your vehicle is repairable, YOU will have to pay the repairing garage the excess of £500 and the remainder £2,500 will be paid by your insurer.

However if your vehicle is deemed a total loss after an accident and your vehicle is valued by your insurer at its market value of £2,000 and your excess is £1,000; your insurer will send you a payment for only £1,000 and they will automatically deduct your excess. This could leave you in the unfortunate situation of not being able to replace your vehicle unless you personally reimburse the difference deducted.
 

By taking out this Commercial Vehicle Excess Protection insurance, you can protect yourself against some or all of this excess, depending on the level of excess reimbursement cover selected.
 

Cover Limits available

Up to £300 in any one policy period - £37.99 including 9.5% IPT
Up to £500 in any one policy period - £54.99 including 9.5% IPT
Up to £750 in any one policy period - £69.99 including 9.5% IPT
Up to £1,000 in any one policy period - £99.99 including 9.5% IPT
Up to £1,500 in any one policy period - £129.99 including 9.5% IPT
Up to £2,000 in any one policy period - £174.99 including 9.5% IPT

Buy your policy online now!

Motor Excess Protection is available for the following types of vehicles:

Private Vehicle Excess Protection
Motorbike Excess Protection
Driving Instructor Excess Protection
Motor Home Excess Protection
Commercial Vehicle Excess Protection
Taxi Excess Protection
Fleet Vehicle Excess Protection
 

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

For every year you have car insurance and don’t make a claim, you’ll get a discount on the following year’s premium – this is known as a no claims bonus or no claims discount. A no claims bonus discount could net you a big reduction on your car insurance.

If you have an accident and take some or all of the responsibility, it is likely that you will lose some or your entire no-claims bonus. If you are not at fault and another party takes the blame, you should get to keep your discount.
 

The new way to save on paying a big insurance premium is to take out this Claims Protect Insurance. This policy will upon renewal depending on level of cover selected pay the amount your policy has increased up to a maximum of 25%.

This means that even if you were to make a claim, your policy premium increase won’t impact your pocket. 

Example:

If you drive into the rear end of another vehicle, this would be classed in the insurance world as a FAULT accident against you. This will cause your premium to increase on the renewal of your next policy. This cover would help you by paying up to 25% of your increased premium!
 

Cover Provided
Coverage limits available
£100 in any one policy period - £29.99 including 9.5% IPT
£250 in any one policy period - £34.99 including 9.5% IPT
£300 in any one policy period - £37.99 including 9.5% IPT
£500 in any one policy period - £43.99 including 9.5% IPT
£1,000 in any one policy period - £54.99 including 9.5% IPT

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle’s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

The vehicle you use day to day could give up on you when you least expect it to happen. We have access to great Breakdown recovery services with drivers that are trained vehicle technicians who will attempt to get your vehicle mobile again at the roadside. If the vehicle cannot be fixed at the roadside within the hour, they will recover you and your vehicle to a destination of your choice or to a local garage to have your vehicle issues rectified.

Don‘t risk driving without breakdown cover. The policy we have access to is guaranteed to provide you with low price cover, or we will beat any genuine quote.

The cover provided applies to any passenger vehicle car, Motorbike, Taxi and light commercial vehicles.

Features and Benefits (applicable to different policies under range of cover selected):

Home Start including up to 1 hour‘s labour
Any breakdown occurring more than 48 hours after the inception date specified by you
Up to 4 recoveries/call outs within your annual agreement
Roadside assistance including up to 1 hour‘s labour
Recovery of your vehicle to the nearest garage within a 25 mile radius
Cover for any driver of the vehicle (with owner‘s permission)
Wheel changes (caused by blow outs, punctures)
Up to 6 recoveries/call outs within your annual agreement (Taxi)
Onward travel for passengers
European cover
UK-based call centre 24 hours a day, 365 days a year

Economy Cover - £29.99 including 9.5% IPT
Standard Cover UK (inc home start) - £39.99 including 9.5% IPT
Standard Cover EU and UK - £99.99 including 9.5% IPT
Taxi breakdown - £69.99 including 9.5% IPT

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

This policy is designed to ensure small dents, scratches and scuffed wheels can be paid for without affecting your mainstream motor insurance.

Making a claim against your motor insurance will ultimately result in a higher premium on your following years‘ insurance. This can increase considerably due to a small claim leading to the loss of your NO CLAIMS discount.

What is covered?

This insurance policy covers the following services:

Minor Body Chips and Scratches	Repair scratches made by stone chips, key scratches etc, and consistent with damage illustrated in the template
Scuffed Bumpers	Repair cracks, dents and scuffs on painted or textured finish bumpers to match existing finishes.
Ding and Dent Removal	Dings and Dents up to one square inch manipulated back to original shape without the need for re-spraying
Alloy Wheels	Cost of repairs resulting from accidental damage occurring within the geographical area to your alloy wheels.

 

Cover Options:

12 month policy - £219.99 including 9.5% IPT

24 month policy - £319.99 including 9.5% IPT

36 month policy - £419.99 including 9.5% IPT

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

Secure your vehicle in the event of cracked windows and windscreens with this cover. Chips or small cracks can seem like minor troubles, but these insignificant blemishes could develop into larger cracks over time.

If the windscreen or windows in your vehicle become chipped, damaged or cracked, this could be very costly. However, with this affordable policy in place, the cost of repairing or replacing your windscreen will be FREE(Excess only applicable on windscreen and glass claims). It will be paid for by the insurance company, and will not affect your no claims bonus.

Take advantage of this policy today.

Stand-alone policy

This policy has no connection to any existing insurance you may have or any existing policy renewal date

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

Generally if your vehicle is deemed a total loss following an accident, fire, theft or vandalism claim, this would result in your insurance provider assessing your vehicle by an engineer. Thereafter your insurers will value your vehicle based on its current market value on the date of incident. They will then offer you a settlement figure for your vehicle based on Parkers Guide valuation. This payment may not be enough to replace your vehicle.

We Insure Extra gives you access to this great Total Loss Protection policy which will pay you 25% extra of the market value of your vehicle at the time of the deemed total loss. This policy also reimburses the first £250 of your vehicle insurance excess.

Key Benefits:
A higher settlement in the event that your vehicle is written off (Total Loss).
If you purchased your vehicle on finance the extra 25% may help you to pay off any outstanding finance
Extra cash to pay towards your next vehicle.

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

This policy provides you comprehensive cover for any injuries you may suffer as a result of a serious accident which may cause fatal injury and includes cover for your assets.

Generally if you have an accident and it is not your fault the other party insurer will pay you for any compensation on your injuries.

However there is always a chance that you could be the responsible party and be seriously hurt due to a major collision caused by being hit by a lorry or from pulling out of a side street into the path of another vehicle leaving you with serious life changing injuries..

We understand that money cannot return your health, however it could help you to move forward in life when everyone else turns their back on you at the most difficult time. This cover also helps to ensure that your family are provided for if you have a fatal injury.

Generally, under any motor insurance policy, regardless of it being comprehensive, the motor insurance policy provider will not provide cover for you as an individual for serious injuries (they will cover your vehicle only and any third party). If you have this policy in place, you will be covered for any injuries and personal effects such as a motor cyclists leatherouter ware and helmet.

This policy can give you full peace of mind should the worst ever happen to you.

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle�s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within 48 working hours.

If you are involved in a road traffic accident involving your vehicle that is not your fault, you have a legal right to claim back your reasonable uninsured losses (losses not covered by your standard vehicle insurance policy) from the driver responsible.

This motor legal expenses insurance covers the cost of evaluating your uninsured losses, negotiating with the driver at fault and their insurers, and commencing legal proceedings if necessary.

Your legal expenses claim might include:
Your insurance policy excess
Damage to personal possessions in your vehicle
Travel expenses whilst your vehicle is being repaired
Compensation for injuries and loss of earnings

This policy will cover the following:
Cover for legal fees to help recover uninsured losses
Access to a replacement vehicle service, if the standard courtesy car is unsuitable or not available
Access to a legal helpline that can provide advice on any motoring related issues such as disputes
The cover applies to anyone allowed to drive by your current motor certificate
Assistance in obtaining compensation for personal injury and cover for medical expenses
Cover for losses resulting from the accident including loss of earnings, phone bills and travel costs with garages, parking fines and vehicle ownership responsibilities
Recovery of your excess if you are not at fault for the accident
Assistance in arranging and claiming back cost of repairs for Third Party Fire & Theft or Third Party policy

Emergency claims help line service provided

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

When you are in the trade of buying and selling vehicles, there is always a risk that your stock of vehicles may get vandalised at your business premises or at your home property or involved in an accident.

If your vehicle is off the road and cannot be marketed for sale following an accident or due to damage, it can be a horrible experience to find that because you've claimed under your insurance policy you have to pay an excess; which can often be hundreds of pounds.

Dealers Excess Protection can help safeguard your investment and finances by paying the excess applicable in the event of a claim being made on your motor trade insurance policy.

The excess on any insurance policy is applicable if you make any of the following types of claims:

Road traffic accident (non-fault)
Road traffic accident (fault)
Road traffic accident where liability is disputed
Theft claim on your vehicle
Vandalism claim on your vehicle
Flood damage on your vehicle
Any claim where you have to involve your insure
Fire claim on your vehicle

Example: If you take out an insurance policy with an excess of £500 and you have an accident that causes £3,000 of damage to your taxi but your vehicle is repairable, YOU will have to pay the repairing garage the excess of £500 and the remainder £2,500 will be paid by your insurer.

However if your vehicle is deemed a total loss after an accident and your vehicle is valued by your insurer at its market value of £2,000 and your excess is £1,000; your insurer will send you a payment for only £1,000 and they will automatically deduct your excess. This could leave you in the unfortunate situation of not being able to replace your vehicle unless you personally reimburse the difference deducted.

By taking out this Excess Protect insurance, you can protect yourself against some or all of this excess, depending on the level of excess reimbursement cover selected.

Cover Limits available

Up to £300 in any one policy period
Up to £500 in any one policy period
Up to £750 in any one policy period
Up to £1,000 in any one policy period
Up to £1,500 in any one policy period
Up to £2,000 in any one policy period

Buy your policy online now!

Motor Excess Protection is available for the following types of vehicles:
Private Vehicle Excess Protection
Motorbike Excess Protection
Driving Instructor Excess Protection
Motor Home Excess Protection
Commercial Vehicle Excess Protection
Taxi Excess Protection
Fleet Vehicle Excess Protection

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

If you own one or more vehicles, it is always possible to pick up the wrong fuel when you next go to the fuel station. This is common if you previously owned a petrol vehicle and now own a diesel vehicle as the unleaded petrol pump nozzle can fit into a diesel fuel tank easily without resistance as it is smaller.

Mistakes at the fuel pump can happen to anybody and this simple mistake can quickly turn into a costly catastrophe which will need to be reversed immediately.

If you make the expensive mistake of misfueling your vehicle, this policy will pay for the transport of you and your passengers including the recovery, repair and refuel of your car.

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

No courtesy vehicle will be provided if your vehicle is written off following an "at fault" road accident, vandalism or theft. With Guaranteed Car Hire you ARE covered should this unhappy event occur!

This policy covers:
Standard vehicles
Prestige vehicles
Sports vehicles
Light commercial vehicles

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

Having an accident is something that we all try to avoid. However if you have an accident and you fail to report it on time, this can result in the process and settlement of your claim being delayed.

We Insure Extra have access to an Accident Management firm who will relieve you of the stress and strain associated with making a claim. Our affiliates operate an around the clock helpline service in order to assist you when you need to report an accident or an incident of damage to your vehicle.

All agreements are made via the Insurers or Brokers of your motor vehicle policy. You can be confident to place your trust in us to ensure that you are mobile again within hours and our 24/7 service means that you have someone to speak with 365 days a year.

You will be provided regular updates on your phone or via email depending on what method of contact you select. All call centre staff are UK based and will advise you on how to tackle your claim in the best possible manner.

We Insure Extra‘s associates use top of the range technology to ensure that all claims are dealt with promptly with minimum cost involved and most importantly within a very short period of time.

Together we promise to see you through to the end, from the very first call to the payment released to you for your vehicle or to the return of your repaired vehicle.

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours

When you rent a car, you are liable for a very high deductible if the vehicle is damaged in any way, sometimes equal to the entire value of the car. Fortunately, there is a way to limit your financial risk in the case of an accident.

A Collision Damage Waiver (CDW) will provide you cover for a hired vehicle if it becomes involved in a collision, is stolen, damaged by accident, vandalised or flooded. The CDW will cover the cost of the repair!

Before you hire a vehicle, cover your back and purchase this policy first.

Stand-alone policy

This policy is not connected to your existing motor insurance or your vehicle‘s existing policy renewal date.

Please call WIE on 0121 401 1313 for the best buy now quote or email us and we will aim to respond to you within the next 48 working hours